Retirement Calculator
Estimate how much you need to save and whether you're on track for retirement
Goal Tracking
Growth Projection
4% Rule
Your Details
Projection
Projected at Retirement
$0
Target (4% Rule)$0
Gap / Surplus$0
Years to Retire0
Total Contributed$0
Frequently Asked Questions
The 4% rule suggests you can safely withdraw 4% of your retirement portfolio in the first year, adjusting annually for inflation, with a high probability the money lasts 30+ years. Based on this, you need 25 × your desired annual income in savings at retirement.
This calculator estimates personal savings only. Social Security benefits would reduce the amount you need from your portfolio. To be conservative, many planners recommend not relying heavily on Social Security.